CHANCES are, you have received your share of “pre-approved” credit card offers in the mail, some with low introductory rates and other special perks. Many of these solicitations urge you to accept 'before the offer expires.' Before you accept, shop around to get the best deal.
A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account. The following are some important terms to consider that generally must be disclosed in credit card applications or in solicitations that require no application.
Read more on How To Choose The Best Credit Cards.
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